In House Release

It is the recommendation of the Kentucky County Clerks Association that clerks avoid releasing or assigning documents in the margin of a book even though the statutes still provide for this method.  (Books with information that changes cannot be microfilmed accurately.)  An alternative to this process is to use an in-house form.

KRS 382.360 (1) - The statute states that the person entitled to release the lien or their personal representative or agent and attested by the clerk must sign the record.  This means that the person releasing the mortgage must be the legal holder of the mortgage and that it must be signed in front of the deputy or the clerk.  The person releasing the mortgage should show identification.  The release also must state the date and the book and page of the original filing.  The statute does indicate that the legal holder or their agent may sign the release (effective 7-12-2006).  If an agent or representative sign, they must sign the legal holder’s name by name of the agent and indicate if agent or personal representative.  This is ONLY true for a marginal release not a written “deed of release”.

A copy of a form for a full release and a partial release are included.  Do not distribute these forms.  They need to be retained in your office and are to be used only when a person actually comes into the office to sign the form and release a mortgage.

IMPORTANT NOTE: Per KRS 382.290(6) No holder of a note secured by lien retained in either deed or mortgage shall lodge for record, and no clerk or deputy clerk shall receive and permit to be lodged for record, any deed or instrument of writing that does not comply with the provisions of this section.  Meaning a release shall not be lodged with the clerk or deputy clerk without first verifying the release is from the legal holder, and the book and page of the document to be released, is the correct document.  See Penalties sections KRS 382.990.

This release should only be used for releasing mortgages or vendor’s liens.  It is not intended to be used for releasing mechanic’s liens, judgments, and neighborhood association liens.  

Fee Schedule